This week I share with you my own personal experience in eliminating debt and why you should either get rid of debt or avoid debt if you currently don’t have any. This is the fourth in a series I am doing on themes that I teach my students. The idea of this series is to get you to think about how you might apply these themes to your life, despite the fact you may not be a teenager. This week I share with you a clip from my call on the Dave Ramsey show where my family and I had the chance to scream that we were debt free. I discuss how my life now is much more peaceful than it had been before in order to motivate all of you to pay off your debts if you have any.